Do you have current dive insurance?
I was wondering which ones of you have dive insurance and which ones don't. I would also like to know what policy you have if you do have one. Also what is your reason for not having insurance if you don't.
I would like to get some dive insurance, and I don't know my options other than DAN.
Rodales did a side by side comparison of 3 or 4 dive insurance companies a few years back.
I currently have the DAN master plan insurance & am contemplating their gear insurance now that I have a US billing/mail address again.
I went with DAN b/c I liked the idea that I would be indirectly supporting their research.
Do you have the article? If so, can you post some of the main points? Was there an obvious winner? Why?
I'll have a look for it
DAN, PADI, Dive assure and Diver Security Insurance was reviewed I think. There weren't any main differences overall, just the smaller category differences: i.e when the insurance starts (when you get on the boat, dock, get in the water etc), when it ends, what other stuff is covered (i.e. accidents while monkeying around on the boat during the SI are not covered) etc, knocking your computer over the side of the boat not being covered....
It basically came down to what type of diver you are and the people you usually dive with.
It might be this one, but I remember much more detail & everything being summarized in a table:
www dot scuba diving dot com/training/basicskills/TN_basic_consumers_guide_to_dive_insurance
Last edited by littleleemur; 12-13-2007 at 01:06 AM. Reason: link not posting
Dan Master Plan for me also. Just renewed it for another year last week. I've never needed it, but I go by the same mindset about that as I do my gun: Better to have it and not need it, than to need it and not have it.
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I think PADI now recommends DAN as i tried to sign up with the PADI insurance when i was looking at insurance back in June.Originally Posted by littleleemur
I'll have a look for it
DAN, PADI, Dive assure and Diver Security Insurance was reviewed I think.
I've got DAN Master cover - to echo Dale's sentiments - better to be safe than sorry (but not in relation to having a weapon)
Lottie
PADI does reccomend DAN, a DAN insert comes with most of the PADI stuff I get in the mail.
I wouldn't dive without it. The type of diving we do lends itself to DCS/I. I have DAN Premium coverage. While I haven't been airlifted or ridden 'the chamber', I have friends that have. They would be paying that bill back for a long time without the supplemental insurance that DAN provides. Don't get in the water without it.
Even though I'm active duty military, I have the DAN Preferred plan. Tri Care (the military insurance plan) is not going to cover me for things like lost or damaged equipment, trip cancellation, trip interruption, etc...
I think DAN is a great organization that provides a service to our entire community.
DAN preferred plan for the wife and me. Don't dive with out it.
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